payment options

Financing & RTO 

Hassle-Free Financing
Ask about 12 Months, 0% interest!
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Contact us or Request A Free Estimate for more information and we'll connect you!
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Ohio Outdoor Structures, LLC refers its customers to the following quality lender for their financing. ​Click the logo to apply and enter Promo Code:  1004-5825
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Shoreham Bank, available in most states, is an excellent choice with very good rates for your financing needs.  If you're interested in learning more, just let us know, and we'll put you in contact with our Shoreham Representative.

To get things started, either contact an OOS Sales Outlet or fill out this form.  
Rent-To-Own Monthly Payments
No Credit Check - Fast & Easy - Low Monthly Payments
There is NO credit check, everyone qualifies!  There is NO penalty for early payoff.  Only pay a monthly "rental fee" for the number of months you use the program.   We have programs ranging from 24 months up to 60 months.

Ask your Ohio Outdoor Structures sales representative which of our Rent-To-Own programs is right for you (each has advantages depending on what you are purchasing and your circumstances). 

The calculator below gives you a rough idea of what to expect for a monthly payment.  ​(Note: Some manufacturers have their own RTO programs.  As a result, the monthly payments and deposit amounts may differ from below.)  ​
#1 FAQ: 
Can I make a larger deposit in order to get my monthly payment down?  
Yes.  Not all RTO companies allow you to do this.  However, if this is what you want to do, we'll select the appropriate RTO company so you can get your monthly payment to an amount that fits your budget!

#2 FAQ:
Can I pay more than the minimum monthly payment amount? 
Yes.  If you do this, it will go into a holding account.  You can either apply the overage to a future monthly payment if needed, or apply it at the end of your agreement to acquire ownership sooner.  

​#3 FAQ: 
What is the interest rate?
With Rent-to-Own, there is no interest rate.  Instead, there is a monthly rental fee that you only pay for the number of months that you use the program.  The amount of that monthly fee will depend on which term you choose (24, 36,48, 54, or 60 months).

payment methods

Deposit payments made to Ohio Outdoor Structures can be paid with any major *credit card, a check payable to "Ohio Outdoor Structures", or with cash. 

*Credit Card Processing Fees 
Ohio Outdoor Structures does not ask the customer to pay the processing fees when the minimum required deposit is paid at time of order.  However, if a customer requests to pay more than the minimum required deposit, a 3% credit card processing fee will be added to the transaction.  Processing fees can be avoided by paying with a check. 

Balance payments are paid directly to the Manufacturer (not Ohio Outdoor Structures).  Each manufacturer has their own policy regarding accepted methods of payment and credit card processing fees.  If a Finance or Rent-To-Own option is selected, payment(s) will be according to the signed agreement with the Finance or Rent-To-Own company.  Ask for additional information.  
If you need to make a Deposit Payment with a  card to Ohio Outdoor Structures,
​here is our online payment portal, click here. ​